At Brokers Insurance in Orlando we know it is difficult to consider preparing for a time when you can no longer provide for your family and loved ones. There comes a time in all our lives when our earning potential is cut short. Life insurance provides you with an opportunity to plan ahead for this inevitable event. This coverage will give you the peace of mind that comes from knowing that when your time runs out, you will continue to contribute to your family by protecting their financial future.
Commercial insurance quotes can be tough to come by if you don’t have the correct information readily available. It is important to know exactly what type of commercial insurance coverage you need and don’t need. That is why at Broker’s Insurance Orlando, we take the time to give you a customized quote for your business’s needs
The most important part of getting an accurate commercial insurance quote is classifying your business in the right way. It is important to choose an insurance agent that knows the commercial insurance products well, knows what coverage you need and don’t need to save you money, and is willing to spend the time with you to get to know how your business operates, how the products or services are sold, and what the proper liabilities are. All of these elements are vitally important to the process of correctly classifying your business for the general liability insurance they need. With literally thousands of combinations of general liability commercial insurance, you need a local insurance agent that can work with you to find the right price and structure to work for your business.
Once you have identified the proper classification for your general liability insurance, it is time to get the company specific information that will determine the exact premiums on your commercial insurance quote. Like the classifying process, there are several factors that go into assuring you receive the best insurance rates. You should have these elements readily available for your agent, and include:
- The number of employees (separated by full time and part time)
- The annual pay of those employees
- The size of your brick and mortar business (square footage if applicable)
- The annual sales of your company
If there have been claims against your general liability business insurance in the past, you will need to have those available to review as well. Brokers Insurance of Orlando will need this data in order to assess the proper amount of risk on the policy and get you the adequate amount of coverage your business needs. We need to go in depth in your company operations to determine the safety issues and business risks associated with them. By knowing the risks associated and maximizing your deductions, we are generally able to save our Central Florida businesses up to 25% on their policy premiums.
Brokers Insurance encourages you to compare our quotes to our competitors, because we nearly always save our clients money on their commercial insurance, and add a local in person customer service touch you can’t get with many other providers. We offer industry specialists right here in Orlando that have hundreds of companies they can write policies for. This enables Brokers Insurance to get you the best coverage at the best rates!